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Payment Options with No Credit Needed

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We have great financing & lease to own options that help customers purchase the items they like without having the burden to pay right away.

We provide two types of options based upon your credit and no credit needed financing, we work with three different financial institutions for your convenience.

Here are some universal / basic information that these institutions may require: 

 Progressive Leasing

SNAP Finance: 

  • Information Required:
    • Social Security Number or ITIN
    • Bank Account Details
    • Credit or Debit Card
    • Must Be 18 Years of Age or Older
  • No Credit Needed!*
  • Progressive Lease to Own Application process is tailored for those with less-than-perfect credit. This means that decision to approve you for a lease is based on more than simply your credit score!
  • For More Information on Progressive Leasing, Click Here 

Progressive Leasing Disclaimers:

  • The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
  • *No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

  • Information Required:
    • Social Security Number or ITIN
    • State Issued Driver's License
    • State-Issued ID Card
  • No Credit Needed!*
  • 100-Day Ownership Option
  • Snap Financing Lease to Own Payment Option is Fast, Flexible, & Friendly!
  • For More Information on Snap Financing, Click Here


No Credit Needed Financing!

Our NO CREDIT NEEDED, 90 DAYS SAME AS CASH program is preferred by most of our customer. It’s easy to apply and gives instant approval!

  1. Must be employed by the same company for at least 6 months
  2. Earn $1000 a month
  3. Must have an active checking account that has been open by at least 3 months
  4. No NSFs (Non-Sufficient Funds) or excessive overdrafts in the last 30 Days


       Most common documents asked:

  1. Most recent pay stub
  2. Most recent bank statement (need transaction history with running balance)
  3. Void check or bank verification form
  4. Copy of state issued photo id